When Peggy Robertson went shopping for a more affordable health insurance plan for her self-employed husband and two young boys, she ran into an unexpected problem: the birth of her son Luke in 2006 by caesarean section. The healthy young mother was shocked when the Golden Rule Insurance company denied her coverage due to the C-Section birth of her son. "I called Golden Rule and they said that if I would get sterilized, they would then be able to offer insurance to me."
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